Tue, 21 Jan 2025 11:31:23 -0800 whiteguyinchina from private IP, post #14404458 /all ‘My retirement is going to be a disaster’: I’m 59 and have $45,000 in my 401(k). I earn $72,000. Am I doomed? https://www.marketwatch.com/amp/story/my-retirement-is-going-to-be-a-disaster-im-59-and-have-45-000-in-my-401-k-i-earn-72-000-am-i-doomed-c4b05bb9 However, it seems like no matter what I do today that my retirement is going to be a disaster. My student loans are burying me, and the fact that I really didn’t start contributing to a 401(k) until the age of 50 has me so far behind that I’m all but certain to struggle mightily in retirement. What advice can you provide someone who’s truly struggling financially? ---- Advice? Mine would be move to Nepal, as an airbnb in Japan seems out of the question Tue, 21 Jan 2025 11:32:18 -0800 whiteguyinchina from private IP Reply #16213559 What major would you guess, at 59 earning 72k and still paying loans Tue, 21 Jan 2025 11:34:05 -0800 whiteguyinchina from private IP Reply #15177735 Contributed 4500 per year to 401k probably rest spent on booze and blow I would say, just keep doing what you're doing Alcohol may help here Tue, 21 Jan 2025 12:22:55 -0800 marlon from private IP Reply #16708032 why is he even asking now? too set in his ways at his age, how can he change?Replies require login.
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