Mon, 20 Jul 2026 10:44:21 -0700 marlon from private IP, post #16570063 /all My life insurance policy on my mother She suffered a significant stroke ten years ago, And I wondered if it matters ? She has been paralyzed ever since. Excluded risks We will not pay the benefit amount if the insured Death results directly or indirectly from any of the Following: Disease or infirmity, of mind or body, or medical or surgical treatment therefore. Mon, 20 Jul 2026 19:50:22 -0700 2tierreality from private IP Reply #13586176 Looks like this is more of an Accidental Death and Dismemberment (AD&D) policy versus a traditional life insurance policy. Tue, 21 Jul 2026 07:05:05 -0700 marlon from private IP Reply #11793027 There is the twenty year term policy & also a rider For accidental death. Tue, 21 Jul 2026 14:42:50 -0700 2tierreality from private IP Reply #18312215 @marlonTest Those exclusions are atypical for a "standard" term life insurance policy, in my opinion. Wondering if you are just somehow seeing the Acc. Death rider language alone.Replies require login.
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